THE EVIDENCE LOCKER!!!
Is Your Association Truly Independent?

Agents of the Mega Life and Health Insurance Company are able to convince health insurance shoppers that the policies they offer are "good," "better," or "top notch," largely because they come recommended by the National Association for the Self-Employed. Indeed, many agents are trained to introduce themselves to prospective customers, not as commissioned sales agents for Mega, but as representatives of the NASE. "Our Association," they say, "shopped the market for the best health insurance for self-employed people like us, and came up with the plan I'm about to show you from the Mega Life & Health Insurance Company."

Of course a health plan endorsed or recommended by a national non-profit association dedicated to protect and advance the interests of its members -- self-employed people -- must be good. Why would a non-profit association recommend a bad policy?

What the Mega sales agents don't tell you is that the National Association for the Self-Employed is nothing more than a cleverly disguised marketing arm of Mega. They don't tell you that since Mega was established, the NASE has never endorsed or recommended health insurance from any other company. They don't tell you that the NASE has, for more than twenty years, allowed itself to be operated by a company owned by the son of the founder of UICI, now HealthMarkets, Mega's parent. [See the documentary evidence.] They don't tell you that UICI and Mega's founder and long-time Chairman of the Board, Ronald Jensen, was himself the president of the NASE. [See the documentary evidence.] They don't say that Jensen established the NASE as a non-profit in 1983, about the same time that he started setting up his insurance company! [See the documentary evidence.]

Through litigation against HealthMarkets, Mega, and the NASE, Stuart Law Firm has uncovered compelling documentary evidence that the NASE was established for the purpose of selling health insurance, not for the purpose of benefiting self-employed people. Take a look at the documentary evidence for yourself. Ask your local NASE representative to explain these documents. Oh, who is your local NASE representative and how do you find him? There aren't any. In fact, the NASE, despite having 250,000 members, has no local chapters, no local representatives other than Mega insurance agents, no regional meetings, and only a handful of full-time employees.

As the litigation against HealthMarkets carries forward, it is expected that similar evidence will be revealed showing the same nefarious connection between the Alliance for Affordable Services and Mid-West National Life Insurance Company of Tennessee, and between Americans for Financial Security and Mega. HealthMarkets sells health insurance to individuals one way -- through captive agents and captive associations.